Attention homeowners in Englewood and Montgomery County: Get an Appraisal today!

Check out the top 7 reasons why OH homeowners need RAM2 Valuations, LLC:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge property tax assessments
To lower a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in Montgomery county or OH

Do you own a home in or near Englewood? Do you need help deciding the value of your real estate?
Contact RAM2 Valuations, LLC.

We at RAM2 Valuations, LLC understand the individual needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. As our client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at RAM2 Valuations, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to cancel PMI

A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're qualified in helping consumers just like you dismiss unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Lets say you live in a region that is going down -- your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from RAM2 Valuations, LLC is your strongest weapon.

Was your HELOC recently frozen?

If your property is near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. RAM2 Valuations, LLC can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for efficiency? RAM2 Valuations, LLC offers field reviews where we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? RAM2 Valuations, LLC can help with that too. Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.